How to Lift or Freeze Your Equifax Credit Report by Phone

If you're concerned about identity theft and want to protect your credit information, placing a security freeze on your Equifax credit report can be a great step. A security freeze generally prevents access to your credit report to open new credit accounts, making it harder for someone to open unauthorized accounts in your name.

To place a fraud alert or lift a freeze by phone, you'll need your Equifax PIN, which will be provided to you once you've lifted the freeze. Here's how to do it:

1. Call (800) 525-6285 to request a fraud alert or to lift the freeze temporarily or permanently.

2. You can also log into your Equifax account at myEquifax.com/membercenter/#/login to permanently or temporarily remove the freeze.

If you need to place a separate credit freeze at all three credit reporting agencies, follow these instructions:

1. Go to myEquifax.com and click on 'place or manage a freeze'.

2. Enter your personal information and click continue.

3. You'll receive a confirmation letter with a PIN.

Alternatively, you can also lift the freeze by phone or online through the other two major credit reporting agencies, Experian and TransUnion. For Experian, call (888) 397-3742 or visit experian.com to permanently or temporarily remove the freeze. For TransUnion, call (800) 916-8800 or log into your account at transunion.com/dss/login.page.

Remember that fraud alerts are free, and you can contact any of the three nationwide credit bureaus (Equifax, Experian, and TransUnion) to request a fraud alert. By placing a fraud alert or lifting a freeze, you're taking an important step in protecting your credit information from unauthorized access.

Equifax lift freeze by phone